Moove, a global mobility fintech, has raised $250 million in Series C funding at a $2.1 billion valuation as it expands its infrastructure platform for autonomous transportation. The round was led by Mubadala Investment Company and co-led by Woven Capital, Toyota’s growth fund, and Ion Pacific.

The funding will support Moove’s autonomous vehicle operations, expansion into new markets, and development of its robotics-first depot infrastructure. The company also plans to more than triple its autonomous mobility workforce, growing from around 150 employees to approximately 500 by the end of the year.

Building the Financial and Operational Layer for Mobility

Moove is developing infrastructure that goes beyond autonomous vehicle technology. Its platform combines fleet ownership, financing, charging, maintenance, logistics, and operational management to help mobility fleets operate at scale.

Its robotics-first depots, known as “Nests,” are designed to charge, service, maintain, and coordinate autonomous vehicles around the clock.

Through its partnership with Waymo, Moove already operates as a third-party autonomous vehicle fleet manager, with operations live or announced in Phoenix, Miami, and London.

Scaling From Ride-Hailing Infrastructure to Autonomous Fleets

Moove’s autonomous strategy builds on five years of experience financing and operating mobility infrastructure for human-driven vehicles. Since launching in Lagos in 2020, the company has expanded to approximately 42,000 vehicles across 29 cities in 13 countries.

Today, Moove employs around 3,300 people globally and reports $420 million in annual recurring revenue. It has also expanded through acquisitions including Kovi in Brazil and Tokyo Taxi in Japan.

The latest investment gives the mobility fintech additional capital to extend this infrastructure model into autonomous transportation and support international expansion.

Key takeaways for fintech startups

Moove demonstrates how fintech can evolve beyond traditional financial products by becoming embedded directly into physical infrastructure. Key lessons include:

• Financial infrastructure can unlock growth in capital-intensive industries.
  
  
• Combining financing, technology, and operations can create stronger platform businesses.
  
  
• Emerging mobility models create opportunities for fintechs to become part of the underlying infrastructure.

As mobility becomes increasingly technology-driven, fintech companies have an opportunity to provide the financial infrastructure that enables new transportation models to scale. Contact us to explore how Your Fintech Story can support your fintech growth and market strategy.

Decade, a Brazilian AI-powered wealth management startup, has emerged from stealth with $85 million in seed funding. The round was backed by Greenoaks, Benchmark, and Diffusion, with the company describing it as the largest seed investment raised by a startup in Latin America.

Founded by former Nubank executives Vitor Olivier and Felipe Meneses, Decade is building a wealth management platform that combines proprietary AI models with human financial advisors. The company is currently available through a waitlist.

Combining AI With Human Financial Advice

Decade aims to bring investment management and financial planning into a single platform. Its technology is designed to track assets, identify inefficiencies in portfolios, and provide investment guidance based on a customer’s broader financial situation.

Each customer is paired with a senior human advisor who can be reached through WhatsApp or video. The advisor is supported by Decade’s AI model, which the company says can retain a customer’s financial context and previous conversations.

The approach is designed to combine the scalability and continuous analysis of AI with human involvement in financial decision-making.

Building AI-Native Wealth Management

Decade’s founders bring experience from Nubank and Hyperplane, the data intelligence company acquired by Nubank in 2024. Vitor Olivier now serves as Decade’s CEO, while Felipe Meneses leads the company’s AI development.

The startup is positioning AI as a way to make sophisticated financial analysis more accessible beyond traditional high-net-worth clients. Its technology is intended to continuously analyse financial information, monitor investments, and reason across a customer’s overall financial position.

Key takeaways for fintech startups

Decade’s launch highlights how AI is changing the approach to wealth management. Key lessons include:

• AI can make continuous financial analysis more scalable.
  
  
• Combining automation with human expertise can strengthen trust in financial services.
  
  
• Personalised financial guidance is becoming more accessible through AI-native platforms.

As AI continues to reshape wealth management, fintech companies need to balance technological innovation with trust, expertise, and customer needs. Contact us to explore how Your Fintech Story can support your fintech strategy and growth.

Faye, an AI-powered travel protection platform, has raised $50 million in Series C funding, bringing its total funding to $100 million. The round was led by Madrona, with participation from BRM and existing investors Portage, F2 Venture Capital, Viola Ventures, and Lumir Ventures.

The new capital will support Faye’s international expansion, strengthen partnerships with online travel agencies, airlines, and cruise operators, and accelerate the development of AI tools across underwriting, traveller assistance, and claims processing.

Automating the Travel Protection Experience

Faye is using AI to reduce the friction traditionally associated with travel insurance. Customers can purchase coverage through its app, submit claims digitally, and receive approved payouts directly through their mobile wallets.

The company expects AI to autonomously settle more than half of all claims by the end of the year. Faye also expects three-quarters of the remaining claims to be resolved during the first customer interaction.

Beyond insurance, the platform combines protection with services such as overseas telemedicine, eSIM connectivity, airport lounge access, concierge support, and its Faye Wallet product.

Expanding Beyond Traditional Travel Insurance

The funding will also support Faye’s fintech offering, with the company looking to make travel-related financial services more affordable and accessible while providing customers with support during their journeys.

Founded in 2022, Faye has expanded from travel protection into a broader platform combining insurance, financial tools, traveller assistance, and travel data. The company said it doubled its revenue over the past year and will use the latest investment to accelerate its international growth.

Key takeaways for fintech startups

Faye’s growth demonstrates how fintech can be combined with specialised services to create broader customer propositions. Key lessons include:

• AI can automate complex processes while improving the customer experience.
  
  
• Combining financial products with adjacent services can create stronger platforms.
  
  
• Automation can become a competitive advantage when it addresses genuine customer friction.

As AI continues to reshape financial services, fintech companies need to identify where automation can deliver meaningful improvements. Contact us to explore how Your Fintech Story can support your fintech strategy, positioning, and growth.

Yellow Card has secured $40 million in strategic funding to accelerate the expansion of its stablecoin infrastructure and Global USD Accounts platform. The investment round included SC Ventures by Standard Chartered, Sony Innovation Fund, Polychain Capital, Blockchain Capital, and several additional strategic investors.

The latest funding brings Yellow Card’s total equity financing to more than $120 million. The company plans to use the capital to expand its payment infrastructure, strengthen its presence in Latin America and Asia Pacific, and extend the stablecoin rails that connect businesses across global markets.

Building Cross-Border Financial Infrastructure

Yellow Card provides infrastructure that enables businesses to hold U.S. dollars, manage treasury operations, swap stablecoins, and send or receive payments through domestic banking rails across more than 50 countries.

Its Global USD Accounts are designed to simplify international business payments by combining traditional financial services with stablecoin capabilities. Rather than relying solely on correspondent banking, the platform enables businesses to access faster and more efficient cross-border transactions through blockchain-powered infrastructure.

The company says the platform is already used by customers including Visa and Western Union, highlighting growing enterprise interest in stablecoin-based payment solutions.

Institutional Support Signals Growing Stablecoin Adoption

The participation of investors such as SC Ventures and Sony Innovation Fund reflects increasing institutional confidence in stablecoin infrastructure as part of the future of global payments.

Yellow Card has processed more than $10 billion in transaction volume, supports over 50 currencies, and holds licenses, registrations, or authorisations across 22 jurisdictions in North America, Europe, and Africa. Alongside partnerships with Visa, Mastercard, PayPal, and Coinbase, the company is positioning itself as an infrastructure provider connecting traditional financial institutions with digital asset payment networks.

Key takeaways for fintech startups

Demand for enterprise stablecoin infrastructure continues to grow as financial institutions explore new payment models. Key lessons include:

• Stablecoin adoption depends on practical infrastructure that solves real business challenges.
  
  
• Strategic partnerships can accelerate credibility and enterprise adoption.
  
  
• Global expansion requires both regulatory readiness and strong local payment connectivity.

As digital payments continue to evolve, fintech companies need clear strategies to scale across markets while meeting enterprise expectations. Contact us to discover how Your Fintech Story can help shape your growth, positioning, and market strategy.

UAE-based startup Bundle has raised $5.5 million in pre-seed funding to develop a rewards platform designed to help businesses improve customer engagement without relying heavily on discounts or cashback.

The round was led by Ethereal Ventures and Further, with participation from Nascent, GSR, Scenius Capital, Anchorage Digital, and Nuwa Capital. Founded by Bader Al Kalooti and Mostafa Wanas, Bundle plans to use the funding to expand its platform into additional international markets and accelerate product development.

Turning Individual Rewards Into Shared Incentives

Bundle’s approach is based on pooling rewards budgets from multiple businesses. Instead of each company funding its own incentives independently, participating brands contribute to shared reward pools that can support larger prizes.

Customers engaging with participating businesses can then access these rewards, while the participating companies share the cost. Bundle believes this model could give smaller businesses access to incentives that would otherwise be difficult to fund individually.

The concept is designed as an alternative to traditional discounting, which can reduce margins without necessarily creating lasting customer loyalty. Bundle aims to use larger, shared rewards to create stronger incentives for customers while helping businesses manage acquisition costs.

Scaling a Networked Rewards Model

Bundle has already tested the concept through a pilot across five markets. During the trial, the company distributed $100,000 in rewards to more than 1,100 winners, including a $50,000 top prize.

The platform is initially launching in Singapore, Vietnam, and the Philippines, with more than 50 brands already participating. Its next challenge will be expanding the network while demonstrating that a larger pool of participating businesses creates greater value for both brands and customers.

Key takeaways for fintech startups

Bundle’s model highlights how startups can rethink established approaches to customer acquisition. Key lessons include:

• Shared infrastructure can help smaller businesses compete with larger companies.
  
  
• Customer incentives need to create value without putting excessive pressure on margins.
  
  
• Network effects can become a powerful growth driver when value increases as participation expands.

As customer acquisition becomes increasingly competitive, fintech and commerce startups need innovative ways to create sustainable value. Contact us to explore how Your Fintech Story can help develop your growth and market strategy.

Chime is adjusting its organisational structure with a workforce reduction of around 10% as the digital banking company looks to improve efficiency through artificial intelligence and new operating models. The changes will impact approximately 150 employees from a workforce of about 1,500 people.

The restructuring comes as financial technology companies increasingly explore how AI can support productivity improvements, streamline internal processes, and help teams operate more effectively in a highly competitive market.

A New Operating Model for a Digital Banking Leader

According to Chime CEO and co-founder Chris Britt, AI is changing how companies organise work and creating opportunities for smaller teams to deliver results faster. The company plans to introduce a flatter structure, reducing complexity in some areas while building new capabilities where additional investment is needed.

Following its public market debut in 2025, Chime is focusing on balancing continued expansion with stronger operational efficiency. The company has grown by challenging traditional banking models through digital-first services, user-friendly experiences, and a focus on accessible financial products.

AI Becomes a Strategic Priority Across Financial Services

Chime’s workforce changes reflect a wider shift across the financial sector, where companies are evaluating how AI can transform operations and support future growth. Payment and financial services firms are increasingly integrating AI into their businesses as they look for ways to improve efficiency and adapt to changing customer expectations.

For fintech companies, the transition is not only about adopting new technology but also about developing the right organisational structures, skills, and processes to use AI effectively.

Key takeaways for fintech startups

AI adoption is reshaping how fintech companies approach growth and operations. Key lessons include:

• Technology investments need to be matched with organisational strategy.
  
  
• Building AI capabilities requires new skills and adaptable teams.
  
  
• Operational efficiency is becoming a key factor in long-term fintech competitiveness.

As AI continues to influence the future of financial services, fintech companies need clear strategies to adapt and scale. Contact us to explore how Your Fintech Story can help support your growth, positioning, and market strategy.

Onyx has raised $113 million in Series B funding to accelerate the development of its Secure AI Control Plane, a platform designed to help enterprises govern AI agents as they become increasingly embedded in business operations. The funding round was led by Bessemer Venture Partners, with participation from Cyberstarts, TCV, Conviction, FirstMark, Vintage Investment Partners, QuantumLight, and G Squared.

The investment will support Onyx’s mission of enabling organisations to maintain oversight of AI systems while allowing businesses to adopt autonomous technologies with confidence.

Building Governance for the Next Generation of AI

As AI agents become capable of performing more complex tasks across enterprise environments, the need for effective governance continues to grow. Onyx’s Secure AI Control Plane is designed to discover AI agents operating across browsers, endpoints, SaaS applications, and cloud environments while inspecting their actions before they are executed.

Rather than slowing AI adoption, the platform aims to provide enterprises with the visibility and control needed to deploy autonomous systems responsibly. According to the company, its technology already secures more than 1.1 million AI agents and monitors over 66 million AI sessions in real time across its enterprise customer base.

Addressing Risk in Critical Industries

Onyx sees its technology as particularly important for industries where AI-driven decisions can have significant real-world consequences. Sectors including financial services, healthcare, and energy increasingly rely on AI to support operational decisions, making governance an essential part of enterprise AI strategies.

The company believes that as organisations expand the use of AI agents, maintaining human oversight will become just as important as improving AI capabilities. The latest funding will help Onyx continue developing solutions that allow businesses to adopt advanced AI while reducing operational and governance risks.

Key takeaways for fintech startups

As AI adoption accelerates across regulated industries, governance is becoming a competitive advantage. Key lessons include:

• AI innovation must be supported by strong governance and oversight.
  
  
• Enterprise customers increasingly value security and compliance alongside AI capabilities.
  
  
• Solutions that integrate with existing business environments can help accelerate enterprise adoption.

As AI reshapes financial services and other regulated industries, building trusted technology requires both innovation and strategy. Contact us to discover how Your Fintech Story can help position your fintech for sustainable growth.

Velocity, a stablecoin treasury and settlement platform founded in 2025, has raised $38 million in Series A funding to expand its enterprise-focused financial infrastructure. The round was led by Dragonfly and FirstMark, with participation from Capital One Ventures, Coinbase Ventures, QED Investors, Activant Capital, Ripple, and Wintermute Ventures.

The funding brings Velocity’s total capital raised to nearly $50 million since its launch. The company plans to use the investment to grow its global banking and payments network, accelerate product development, strengthen regulatory capabilities, and support increasing demand from enterprise customers.

Bridging Traditional Treasury Operations and Stablecoin Infrastructure

Unlike many crypto-focused platforms, Velocity is targeting CFOs and corporate treasury teams. Its platform combines stablecoin technology with banking connectivity, compliance tools, custody solutions, liquidity management, and settlement orchestration.

The company’s goal is to help businesses improve cross-border payment processes by enabling faster settlement and reducing the need for large amounts of prefunded capital. Velocity aims to integrate with existing treasury workflows rather than requiring companies to completely redesign their financial operations.

Stablecoins Move Toward Enterprise Financial Use Cases

Velocity’s funding round highlights growing interest in stablecoins as potential infrastructure for global financial operations. Founder and CEO Eric Queathem said the company believes stablecoins will become an important part of how businesses manage and move money internationally.

The participation of investors from both fintech and financial services backgrounds reflects broader attention toward stablecoin-based solutions. However, Velocity enters a competitive market where established payment providers and emerging infrastructure companies are also working to solve challenges around cross-border transactions and liquidity.

Key takeaways for fintech startups

The stablecoin sector is moving beyond consumer crypto applications toward enterprise financial infrastructure. Key lessons include:

• Enterprise adoption depends on solving real operational challenges, not only introducing new technology.
  
  
• Regulatory readiness and compliance capabilities are becoming essential competitive advantages.
  
  
• Financial infrastructure startups need clear value propositions around cost, speed, and workflow improvements.

As financial services continue to evolve, companies building the next generation of payment and treasury infrastructure need strong strategy, market positioning, and execution. Contact us to explore how Your Fintech Story can support your fintech growth journey.

Egypt-based e-commerce operations platform Fincart has raised an oversubscribed $2.8 million Seed funding round to support its expansion across the Middle East and Africa. The round was co-led by Launch Africa and Antler MENAP, with participation from Yango Ventures, Five35 Ventures, Bluestream Capital, Hi2 Global, Kalahari Venture Labs, and several other regional investors.

Founded in 2023 by Mostafa Masry and Nihal Ali, Fincart provides an AI-powered operating platform that helps e-commerce merchants manage shipping, customer engagement, and cash advances through a single interface. The platform integrates with more than 40 courier companies across Africa, allowing businesses to streamline day-to-day operations.

AI platform aims to simplify merchant operations

Fincart says its platform was built to address operational challenges faced by online merchants, particularly around last-mile delivery and cash-on-delivery reconciliation. Instead of relying on multiple disconnected tools, merchants can manage key operational processes from one platform.

The company currently serves more than 450 merchants and enterprise clients across sectors including fashion, cosmetics, accessories, and electronics. According to Fincart, its platform has facilitated nearly EGP 1 billion in gross merchandise value through automated workflows. The company also says around 40% of its customer acquisitions have come through referrals without any marketing spend over the past three years.

Investment to support regional expansion

Fincart plans to use the new funding to further develop its AI platform, expand its commercial and technology teams, strengthen strategic partnerships, and accelerate growth across the MENA and African markets. The company also intends to lay the groundwork for expansion into additional markets in 2027.

The Seed round follows Fincart’s pre-Seed funding round in January 2025, which was led by Plus VC alongside other regional investors.

Key takeaways for fintech startups

Fincart’s latest funding round highlights several trends shaping fintech and commerce infrastructure across emerging markets:

• AI-powered platforms continue to simplify complex merchant operations.
  
  
• Combining operational tools and embedded financial services can create greater value for businesses.
  
  
• Strong product-market fit can fuel organic, referral-driven customer growth.
  
  
• Investors remain interested in fintech infrastructure supporting e-commerce across MENA and Africa.

Ready to grow your fintech business? Whether you’re announcing a funding round, expanding into new markets, or launching a new product, Your Fintech Story helps fintech companies increase their visibility and reach the right audience. Contact us to discover how we can support your next stage of growth.

Klaimee has raised $5.5 million in seed funding to develop insurance solutions designed for autonomous AI agents. The San Francisco-based InsurTech company is focusing on a growing challenge for businesses: how to manage responsibility when AI systems can independently make decisions and take actions.

The funding round was led by FundersClub’s Alexander Mittal, with participation from investors including ex/ante, Pioneer Fund, Multimodal Ventures, Kima Ventures, Rebel Fund, Robinhood Ventures, Y Combinator, and angel investors.

As companies increasingly experiment with AI agents in areas such as customer support, operations, finance, and software development, questions around accountability are becoming more important. Unlike traditional software tools, autonomous agents can move beyond generating recommendations and directly influence business processes.

Building a Framework for AI Risk Management

Klaimee is developing a model that combines AI agent evaluation, certification, financial guarantees, and insurance coverage. The company assesses agents across areas such as data protection, unauthorized actions, behavioral stability, and operational controls before determining their risk profile.

The approach aims to help businesses better understand potential exposure when deploying AI systems with real-world permissions. However, certification and insurance remain separate concepts, and companies still need strong internal controls, monitoring, and governance processes.

A New Market Emerging Around Agentic AI

The rise of autonomous AI agents is creating new opportunities beyond technology development. For fintech companies, especially those handling sensitive financial data or automated transactions, managing operational risk will become a key part of scaling AI adoption.

Klaimee’s funding reflects a broader shift in the AI market: businesses are moving from asking what AI systems can do toward understanding how those systems can be deployed responsibly.

As agent-based technology becomes more common, solutions that address compliance, security, and liability may become an important part of enterprise AI infrastructure.

Key takeaways for fintech startups

Here are the key takeaways for fintech startups:

• Autonomous AI adoption creates new questions around operational responsibility and liability.
  
  
• Insurance products tailored for AI agents could become an important part of enterprise adoption.
  
  
• AI evaluation and certification may help companies demonstrate stronger risk management practices.
  
  
• Fintechs deploying AI agents should combine external solutions with internal governance and monitoring.
  
  
• The AI infrastructure market is expanding beyond models and tools into risk management layers.

Exploring AI opportunities in fintech? Contact us to build a stronger strategy for innovation, growth, and market adoption.