Zepz, the company behind Sendwave and WorldRemit, has introduced a new Visa card that allows users to spend directly from stablecoin balances. The feature is powered by Bridge, a stablecoin infrastructure platform owned by Stripe. It sits on top of the recently launched Sendwave Wallet, which became available in October 2025 across more than 100 countries. The goal is to make digital dollar balances as easy to use as a traditional payment card.

Stablecoins in the wallet are designed to keep a stable value, which removes the volatility that normally worries first time crypto users. The idea is simple. Customers hold digital dollars, move them across borders at speed, and now spend them in shops without having to think about conversions or crypto mechanics.

When a user taps their card at a merchant, the system automatically converts the stablecoin balance into local currency. The merchant receives a standard Visa payment. The entire crypto layer remains invisible to the customer, which is likely the point. Zepz wants this to feel like a normal payment experience that happens to rely on a modern settlement system underneath.

The rollout is not limited to early test markets. Zepz has signalled plans to expand access to the United States, Canada and Australia. Some markets, including Brazil, are expected to see the first cards appear in early 2026. It shows that Zepz views the card as a strategic piece of the Sendwave ecosystem rather than a niche add on.

Why this matters

For Sendwave users, the card shifts the product from a remittance tool to something closer to a multi purpose financial account. Many users already rely on digital dollars for stability. Giving them a way to spend those balances directly broadens the usefulness of the wallet.

For Zepz, this is a move toward a more complete financial experience. The company has always focused on helping people move money across borders. The card adds the final step in that journey. Receive funds, hold them securely, then spend anywhere Visa is accepted.

For the wider payments industry, the collaboration signals growing acceptance of stablecoins as a viable settlement layer. Visa has been openly supportive of stablecoin based payment products. Stripe has invested in infrastructure that makes conversions fast and predictable. The fact that mainstream players are now enabling everyday use cases gives the category more credibility.

What to watch

Regulation will influence how quickly products like this scale. Different regions treat digital assets differently, and card programs must navigate those regimes carefully.

User trust is another factor. Stablecoins remove volatility, but many consumers still associate anything crypto related with risk. The more Zepz keeps the experience simple and familiar, the better the adoption curve will look.

Finally, the reliability of the underlying conversion infrastructure matters. Users expect payments to work every time. Transparent fees and clear conversion rates will be essential as the product reaches more markets.

Key takeaways for fintech startups

Here are a few points that stand out for founders working on payments and wallets.

• A stablecoin card can turn a remittance app into a daily spending tool
  
  
• Automatic fiat conversion at checkout is the usability lever that makes the product viable
  
  
• Multi market rollout depends on regulatory clarity and licensing readiness
  
  
• Partnerships can accelerate time to market far more than building card infrastructure internally

If you want help designing or refining a digital wallet or card strategy for your fintech, Your Fintech Story can support you with product, positioning and go to market planning. Let us know what you are building and we will help you grow it with confidence.