Cashea has announced a US$100 million Series B funding round that will be fully invested in Venezuela. The fintech company plans to use the capital to expand access to responsible credit, develop new financial products for consumers and businesses, strengthen its technology platform, and continue growing its ecosystem across the country.

Investors back Venezuela’s long-term potential

According to Cashea, the Series B round was supported by US institutions, global investment firms, and Latin American investors. The company said many investors visited Venezuela before participating in the round, meeting with users and merchant partners to better understand the impact that increased access to credit can have on local communities.

The investment reflects confidence not only in Cashea’s business model but also in Venezuela’s economic potential. The company emphasized that the funding represents a commitment to creating more financial opportunities for individuals and businesses across the country.

Expanding financial services and technology

Cashea plans to use the new funding to accelerate the development of additional financial solutions while continuing to improve its technology infrastructure. The company also aims to expand the services available to millions of users and thousands of partner businesses already using the Cashea platform.

The announcement follows the launch of Cashea’s “Venezuela, I Believe in You” initiative, introduced after recent earthquakes in the country to support affected families and businesses. The fintech said the new investment continues that broader commitment to helping Venezuelan communities.

Beyond financial services, Cashea also highlighted its support for Generación Impulso, an educational initiative that currently provides programming and robotics training to 7,800 teenagers.

Key takeaways for fintech startups

Cashea’s latest funding round offers several lessons for fintech founders:

• US$100 million raised in a Series B funding round.
  
  
• Capital will be invested entirely in Venezuela.
  
  
• Funding will support responsible credit, new financial products, and technology development.
  
  
• Investors conducted on-the-ground visits before committing capital.
  
  
• The company continues investing in education through Generación Impulso.

Follow Your Fintech Story for more fintech funding news, industry insights, and the latest developments shaping financial innovation worldwide.

Ant International has successfully closed a Series A equity financing round of approximately US$1.2 billion, marking a significant milestone for the global digital payments and fintech provider. Existing investors, including Ant Group and Alibaba Group, participated in the round alongside several international investment institutions.

The funding will support Ant International’s continued international expansion and strengthen its technology offerings for businesses operating across borders.

Expanding Cross-border Financial Infrastructure

The company plans to use the new capital to accelerate innovation in merchant payments, account management and other financial services designed for SMEs and enterprises. A key focus will also be the development of AI-powered solutions, including agentic commerce capabilities that can help businesses automate and optimise payment and financial workflows.

Since beginning independent operations in 2024, Ant International has expanded its presence across Asia, Europe, the Middle East and Latin America. The company has built a global partner ecosystem spanning banks, card networks, mobile payment providers and technology companies, enabling connections between more than 150 million merchants and over 2 billion user accounts.

Building the Next Generation of Global Commerce

Ant International operates through four core business pillars: Alipay+, Antom, WorldFirst and Bettr. Together, these businesses aim to improve payment interoperability while supporting international commerce through digital payment, treasury and credit technology.

The latest funding provides additional resources to strengthen these platforms as demand for seamless cross-border financial services continues to grow.

Key takeaways for fintech startups

This funding round highlights several important trends shaping the fintech industry:

• Large-scale investment continues to flow into global payments infrastructure.
  
  
• AI-powered financial services are becoming a strategic priority.
  
  
• Cross-border commerce remains a major growth opportunity for fintech providers.
  
  
• Building strong global partnership ecosystems is increasingly important for scaling internationally.

As fintech companies continue to expand globally, staying on top of industry developments can help uncover new opportunities. Follow Your Fintech Story for the latest fintech funding news, market insights and emerging technology trends.

Stripe and private equity firm Advent International have reportedly submitted a joint offer to acquire PayPal in a deal that could value the payments company at more than $53 billion, according to sources familiar with the matter.

The reported proposal values PayPal at $60.50 per share and includes around $50 billion in committed financing from banks. However, the offer has not been accepted, and there is no certainty that discussions will result in a completed transaction. PayPal, Stripe, and Advent have not officially commented on the reported talks.  

A Potential Shift in Global Payments

If the acquisition moves forward, the combination would bring together two major players in digital payments. Stripe has built its platform around helping businesses accept payments and automate financial processes, while PayPal would add a large consumer network, including more than 430 million accounts, Venmo, and its established checkout solutions.

The potential deal could create one of the largest online payments platforms globally, with the combined company positioned to process significant transaction volumes across merchant and consumer channels.

For Stripe, acquiring PayPal could strengthen its consumer-facing capabilities and expand its digital wallet ambitions. It could also support broader efforts around emerging payment technologies, including stablecoin-based solutions.

PayPal Looks for New Growth Opportunities

PayPal has faced increasing competition from alternative payment methods while working to restore growth following a decline in its market valuation from its 2021 peak.

Under new CEO Enrique Lores, the company has been restructuring operations, separating key business areas and focusing on efficiency improvements and future growth initiatives.

The reported bid comes during a broader period of consolidation in the payments industry, as fintech companies seek greater scale, stronger ecosystems, and exposure to new areas such as cross-border payments and digital financial services.

Key takeaways for fintech startups

• Large payment platforms are increasingly competing through broader ecosystems rather than single products.
  
  
• Consumer relationships can become a valuable strategic asset for merchant-focused fintech companies.
  
  
• M&A activity shows the growing importance of scale in the global payments market.

For fintech founders building the next generation of financial products, Reach out to YFS to explore strategies for growth, positioning, and market expansion.

Late payments remain one of the biggest financial challenges facing the UK construction industry. Birmingham-based fintech Saible is aiming to address this issue after securing £2.9 million in funding to expand its payment platform and bring greater transparency to construction supply chains.

The total funding includes £2.1 million raised previously, alongside a new £800,000 angel investment. The company has also opened a limited £50,000 Crowdcube allocation, allowing smaller construction firms and industry participants to invest alongside existing backers.

Tackling a Longstanding Industry Problem

Construction projects often involve multiple layers of contractors and suppliers before payments reach the businesses carrying out the work. At each stage, funds can be delayed or withheld, creating cash flow pressure across the supply chain.

According to research cited by Saible, 93% of UK construction businesses experience late payments, with invoices averaging 53 days overdue. Construction has also recorded the highest number of business insolvencies in the UK for four consecutive years, highlighting the financial strain across the sector.

A Different Approach to Construction Payments

Saible’s Digital Parallel Payment Account (DiPPA) is designed to ensure approved suppliers across every tier receive payments simultaneously. Funds are held in trust through regulated banking partner Griffin, while Saible’s platform manages payment approvals, verification and auditing.

Rather than relying on funds passing from one contractor to another, the model enables project owners to distribute payments directly throughout the supply chain. Project owners pay a 0.25% fee on payment value, while suppliers do not pay platform fees.

The company is also running public-sector pilots with the Environment Agency and BAM Nuttall to evaluate the model on live government-backed projects, with findings expected to contribute to future discussions around public-sector payment reform.

Key takeaways for fintech startups

Every funding announcement offers lessons for founders building the next generation of financial services.

• Solving industry-specific payment challenges can unlock significant market opportunities.
  
  
• Infrastructure fintech continues expanding beyond traditional banking into vertical industries.
  
  
• Trust, transparency and payment control remain key drivers of enterprise fintech adoption.
  
  
• Public-sector pilots can provide valuable validation for innovative financial infrastructure.

Building an innovative fintech product is only part of the journey. Making sure the market understands its value is equally important.

Your Fintech Story helps fintech companies strengthen their positioning, build industry authority and communicate their value to customers, partners and investors. Contact us to discuss how strategic marketing can support your fintech growth.

Cover Genius has raised USD $100 million in a funding round backed by Vista Credit Partners, reaching a valuation of USD $1.9 billion. The new capital will support the company’s AI roadmap, strengthen enterprise partnerships, expand its platform, and pursue selective acquisitions as demand for embedded insurance continues to grow.

The company has positioned itself as an infrastructure provider rather than a traditional insurer, enabling businesses to offer protection products directly within digital customer journeys across industries including travel, retail, logistics, and ticketing.

AI and Enterprise Expansion Take Center Stage

Cover Genius plans to invest the new funding across three strategic priorities. The first is enhancing integrations with enterprise partners to improve customer conversion rates. The second focuses on expanding AI capabilities, including hyper-personalized protection offers, agentic distribution models, and automated claims infrastructure designed to improve customer experiences. The third priority is scaling the platform while supporting expansion into new industry verticals through selective acquisitions.

The company currently connects more than 200 partners with over 50 global insurance carriers, serving more than 70 million customers through embedded protection at the point of sale.

Strong Growth Supports Long-Term Strategy

The funding follows a year of significant growth for Cover Genius. During 2025, the company reported 50% year-over-year revenue growth, surpassed USD $3 billion in cumulative gross written sales, and expanded its reach to 240 million policies through partnerships with major digital platforms including Klarna, Revolut, Booking.com, Uber, Amazon, eBay, and others.

As embedded insurance adoption continues to increase, Cover Genius is investing in technology and global scale to strengthen its position in a market that is expected to expand significantly over the coming years.

Key takeaways for fintech startups

As embedded financial services continue to evolve, this funding highlights several important trends for fintech companies.

• AI is becoming a core differentiator in embedded financial products.
  
  
• Enterprise infrastructure providers continue to attract large-scale investment.
  
  
• Embedded insurance remains a fast-growing opportunity across multiple industries.
  
  
• Platform scalability and strategic partnerships are critical for long-term growth.

If you struggle with your fintech startup, we can help. Contact us to find out how.

Canadian fintech Float Financial has raised a CAD $85 million all-equity Series C round led by Inovia Capital, with continued backing from Goldman Sachs Alternatives, Garage Capital, and Teralys Capital, alongside new investors BDC Capital and Northleaf. The funding increases Float’s valuation by 70% and brings its total capital raised since inception to CAD $300 million, including both debt and equity financing.

The company plans to use the new investment to strengthen Float Intelligence, its proprietary AI layer designed to automate finance workflows, expand its presence across Western Canada and Quebec, and grow its teams across product, research and development, sales, and marketing.

Strong growth supports the investment

Since closing its Series B in late 2024, Float has reported significant business growth. Its active customer base has doubled to more than 7,500 Canadian businesses, while revenue has increased by over 120%. Customer balances on Float’s business accounts have grown more than 4.5 times, and nearly one-third of customers now use multiple products across the platform.

Float was also recognised as Canada’s fastest-growing fintech on The Globe and Mail’s Top Growing Companies list, reflecting growing adoption of its integrated financial platform.

Building a financial operating system for Canadian businesses

Float positions itself as a unified financial operating system for Canadian companies, combining corporate cards, expense management, bill payments, business accounts, working capital, and cross-border payments into a single platform built specifically for Canada’s regulatory and bilingual environment.

With the addition of AI-powered automation through Float Intelligence, the company aims to simplify daily finance operations while helping businesses gain greater visibility and control over their financial processes.

Key takeaways for fintech startups

Float’s latest funding round highlights several important trends shaping fintech today:

• Float raised CAD $85 million in a Series C led by Inovia Capital.
  
  
• The company will invest in AI capabilities through Float Intelligence.
  
  
• Customer numbers have grown to more than 7,500 Canadian businesses.
  
  
• Revenue has increased by over 120% since the previous funding round.
  
  
• Expansion across Western Canada and Quebec is a key strategic priority.
  
  
• Float continues to build an integrated financial platform tailored specifically for Canadian businesses.

At Your Fintech Story, we help fintech companies communicate major milestones, funding rounds, and product innovations through high-impact content that builds credibility and attracts customers, partners, and investors. Reach out to learn how we can support your growth story.

Flex has secured a $70 million Series B1 funding round led by Halo Fund, reaching an estimated valuation of $1.2 billion. According to Reuters, the new valuation is more than double the company’s previous mark from just six months ago, reflecting strong investor confidence in its AI-powered banking platform for mid-sized businesses.

The reported valuation and financial figures come from sources familiar with the deal rather than an official company announcement.

AI Banking Built for Mid-Sized Businesses

Flex focuses on businesses that often fall between consumer-focused fintech solutions and traditional banking services. Its platform combines credit, treasury management, cross-border payments and AI-powered financial tools into a single experience.

One of its key products, Beacon AI, provides business owners with regular insights into their financial performance. CEO Zaid Rahman told Reuters that the company is growing approximately four times year over year, has reached a nine-figure annualized revenue run rate and now serves several thousand customers. Flex also plans to expand its workforce from around 110 employees to more than 200 by the end of the year.

Stablecoins Become Part of Everyday Business Payments

A notable part of Flex’s growth comes from Flex Global, its international payments platform. According to Forbes, the company processes more than $1 billion annually through stablecoin payment rails, contributing to roughly $10 billion in annualized payment volume across more than 100 countries and 32 currencies.

The figures suggest that stablecoins are becoming increasingly practical for mainstream business payments rather than remaining limited to crypto-focused companies.

What Comes Next

While Flex’s reported growth is impressive, important questions remain around the company’s lending operations, including the structure of its credit facilities and long-term loan performance. As the business continues to scale, these factors will likely become key indicators of its long-term success.

Key takeaways for fintech startups

Flex’s latest funding highlights several trends shaping business banking today:

• Flex raised $70 million at an estimated $1.2 billion valuation.
  
  
• The company combines AI, treasury, lending and payments in a single platform.
  
  
• Stablecoins now process more than $1 billion annually through Flex Global.
  
  
• Mid-sized businesses continue to attract fintech innovation beyond traditional banking.

If your fintech is preparing for growth, funding or market expansion, Your Fintech Story helps founders build strategies that attract customers, investors and long-term momentum. Contact us.

Colombian buy-now, pay-later fintech Addi has secured an $86 million Series D funding round led by Citius and BTG Pactual, with participation from GIC and Monashees. While large funding rounds often support companies on the path to profitability, Addi presents a different story. The company says it was already profitable before the investment, positioning this raise as an opportunity to accelerate growth rather than secure financial stability.

A different approach to fintech fundraising

According to CEO and co-founder Santiago Suárez, the funding was not driven by necessity but by investor interest. Citius approached Addi with the investment opportunity and will now join the company’s board of directors.

Founded in 2018, Addi has grown into one of Colombia’s largest consumer fintechs, serving 5.5 million customers through partnerships with 76,000 merchants across more than 1,000 municipalities. The company plans to use the new capital to expand customer acquisition while continuing to invest in artificial intelligence.

AI and scale become competitive advantages

Addi also highlighted the operational impact of AI across its engineering teams. By improving productivity, the company has been able to scale its business without increasing headcount at the same pace.

With BNPL adoption in Latin America still below levels seen in more mature markets, Addi enters its next growth phase from a position of financial strength. Its combination of profitability, broad merchant coverage, and continued technology investment reflects how fintech leaders are increasingly prioritising sustainable expansion alongside innovation.

Key takeaways for fintech startups

Here are the main lessons fintech founders can take from Addi’s latest funding round:

• Profitability can strengthen fundraising rather than limit it.
  
  
• Strategic investors may approach companies that demonstrate strong business fundamentals.
  
  
• AI can improve operational efficiency and support scalable growth.
  
  
• Market expansion is more sustainable when supported by a strong merchant ecosystem.

Your Fintech Story helps fintech startups turn growth milestones into compelling stories that attract customers, partners, and investors. Whether you’re preparing for your next funding round or scaling your brand, reach out. We’re here to help you communicate your vision with clarity and impact.

Mexican fintech Aviva has raised $18 million in a Series A funding round led by Valor Capital Group. The round also included participation from BID Lab, Caravela Capital, Endeavor, and existing investors including Wollef, Ignia, Krealo, and Newtopia.

The company plans to use the investment to expand its presence across Mexico and develop additional financial products for consumers who remain underserved by traditional banking systems.

Bringing digital lending to Mexico’s informal economy

Aviva focuses on providing loans between $100 and $1,000 to individuals and small businesses, particularly those operating within Mexico’s informal economy. The company combines physical access points with AI-powered technology to simplify the lending process.

Customers apply through Aviva’s kiosks, where they interact with an AI bot through video calls. The application process is designed to be completed within minutes, creating a faster alternative for people who may face barriers when accessing conventional financial services.

Expanding financial inclusion through local infrastructure

Aviva currently operates across 23 of Mexico’s 32 states and targets a market of more than 50 million adults with limited access to banking services. More than 300,000 people have already completed loan applications through its kiosks.

With this latest funding, Aviva aims to continue scaling its network while broadening its offering for underserved customers. The company has raised $34 million in equity funding to date and secured more than $80 million in credit facilities to support its lending operations.

Key takeaways for fintech startups

For fintech founders, Aviva’s growth highlights the opportunity in combining technology with accessible distribution models.

• Financial inclusion requires solutions designed around real customer barriers.
  
  
• AI can help streamline lending processes and improve accessibility.
  
  
• Local infrastructure can remain important even in highly digital financial services.

At Your Fintech Story, we help fintech startups refine their strategy, positioning, and growth plans to turn innovative ideas into scalable businesses. Contact us to explore how we can support your next stage of growth.

Europe’s investment fund industry is entering a new phase of tokenisation, with the focus shifting from experimentation to practical deployment. Luxembourg fintech Investre has raised €2.4 million to support that transition, strengthening its infrastructure as more fund managers prepare to integrate blockchain technology into their daily operations.

The funding round was backed by existing shareholders and also welcomed Kneip Management SA as a new shareholder, highlighting growing confidence in the company’s long-term vision.

From proof of concept to production

For several years, tokenised investment funds have largely been explored through pilot programmes and controlled trials. While these initiatives demonstrated the technology’s potential, widespread adoption depended on infrastructure that could support real-world fund operations.

Investre is positioning itself to meet that need. Authorised by Luxembourg’s CSSF as a Control Agent under the country’s Blockchain IV Law, the company provides technology that enables investment funds to be issued, settled and serviced directly on distributed ledger technology. Operating from Luxembourg, it works with asset managers and other participants across the European investment ecosystem.

According to the company, conversations with clients have evolved significantly. Rather than asking whether tokenisation is viable, organisations are increasingly focused on how quickly it can be implemented within existing fund operations.

Expanding infrastructure across Europe

The newly raised capital will support several strategic initiatives aimed at accelerating adoption. Investre plans to develop fully on-chain settlement capabilities for investment transactions while expanding MiFID-compliant wallet infrastructure for both institutional and retail investors throughout the European Union.

The company also intends to strengthen its technology and operations teams, deepen integrations with fund industry partners and onboard additional fund issuers to its platform. These investments are designed to support increasing demand as tokenised fund infrastructure moves into production environments.

What this means for the market

Investre’s fundraising reflects a broader shift taking place across Europe’s financial sector. As tokenisation matures, attention is moving beyond demonstrations of technical capability towards building reliable infrastructure that supports everyday investment activity.

For Luxembourg, where investment funds play a central role in the financial industry, this evolution reinforces the country’s ambition to remain at the forefront of financial innovation. Companies capable of delivering compliant, scalable blockchain infrastructure are likely to play an increasingly important role as tokenised funds become part of mainstream investment operations.

Key takeaways for fintech startups

As financial markets move beyond experimentation, scalable infrastructure is becoming the foundation for the next wave of blockchain adoption.

• Investre raised €2.4 million to expand its fund tokenisation platform across Europe.
  
  
• The company aims to support fully on-chain fund settlement and MiFID-compliant wallet infrastructure.
  
  
• The investment reflects growing demand for production-ready tokenisation rather than pilot projects.
  
  
• Investre plans to expand its team, strengthen industry integrations and onboard more fund issuers.
  
  
• The funding highlights the increasing importance of operational blockchain infrastructure within Europe’s investment fund industry.

If your fintech is preparing to enter a new market, sharpen its positioning or communicate a complex product to investors and customers, Your Fintech Story can help you build a strategy that supports sustainable growth. Contact us.