Colombian fintech Plenti has raised $3 million in a seed round led by Tether, the issuer of the USDT stablecoin, with participation from Verda Ventures. The funding comes as Plenti prepares to take its multicurrency and investment platform beyond Colombia into Peru and Bolivia.

The company already has more than 150,000 active users and processes more than $3.1 billion in annual transaction volume across its B2B and B2C businesses. That makes the round less about proving demand in its home market and more about putting capital behind an expansion that is already underway.

Scaling a Multicurrency Platform

Plenti operates across international payments, multicurrency accounts and retail investment products. Users can hold and move money internationally, earn up to 8% EA on balances, and invest fractionally in U.S.-listed stocks, ETFs and crypto assets from as little as $6.

The model puts Plenti in competition with a growing group of Latin American fintechs building alternatives to traditional banking around digital dollars and easier access to international financial markets. ARQ, formerly DolarApp, Littio and Bitso are among the platforms targeting similar demand.

For Plenti, the next test is whether the model can travel. Peru and Bolivia will give the company two new markets in which currency volatility, access to foreign currency and demand for international financial products can create similar opportunities.

Why Tether Is Investing

Tether’s participation adds another dimension to the round. USDT has become a major part of the digital-dollar infrastructure used across emerging markets, particularly where local currencies are subject to significant volatility.

Tether reported approximately $184.6 billion in USDT circulation at the end of the second quarter of 2026, giving it more than 60% of the global stablecoin market. An investment in a fintech such as Plenti therefore creates a direct connection between a major stablecoin issuer and a platform using the broader demand for digital dollars as part of its financial offering.

For Plenti, the partnership is also relevant to the infrastructure behind its expansion. Co-founder and CTO Martín Peláez says the new capital will help strengthen liquidity and security as the company enters additional Latin American markets.

Capital to Accelerate, Not Validate

Plenti’s funding strategy is notable because the company is raising after establishing meaningful transaction volume in Colombia rather than using the seed round to prove that its business works.

The company says it did not need the capital to grow its Colombian operation. Instead, the $3 million is intended to accelerate the next stage and replicate the model in new markets.

That distinction matters in fintech. Expanding a financial platform across borders requires more than customer acquisition. Liquidity, compliance, security and local infrastructure all have to work market by market. Plenti is using the new capital to tackle those requirements while it still has momentum in its core business.

Key takeaways for fintech startups

• Raise for acceleration: Plenti is using new capital to expand an operating business rather than fund the initial proof of demand.
  
  
• Expansion requires infrastructure: Cross-border fintech growth depends on liquidity, security and local market capabilities as much as customer acquisition.
  
  
• Stablecoins are becoming financial infrastructure: Tether’s investment reflects the growing role of digital dollars in Latin American financial products.
  
  
• A focused product can travel: Multicurrency accounts and international financial services can address similar customer needs across multiple markets, but each expansion still requires local execution.

Plenti now has to prove that the model that works in Colombia can scale across very different Latin American markets. The $3 million round gives it the capital and a strategic stablecoin partner to make that next move. f you are working on a similar growth challenge, Contact us⁠.

Miami-based fintech Félix Pago has raised $200 million in new financing as it moves beyond remittances and toward becoming a broader financial platform for Hispanic immigrants in the United States.

The round combines $87 million in equity led by Andreessen Horowitz with $113 million in debt financing from General Catalyst. QED Investors also participated in the equity round. The funding gives Félix Pago significant room to expand its geographic footprint while building new AI-powered financial products around an existing customer base.

From WhatsApp Remittances to Financial Services

Félix Pago launched in 2022 with a simple proposition: make sending money abroad feel more like having a conversation than using a traditional financial service. Customers interact with an AI chatbot through WhatsApp, while the underlying infrastructure handles the conversion and delivery of funds.

The company has now processed more than $8 billion in remittances and served more than six million people across 11 Latin American countries. Mexico remains its largest market, while Colombia is becoming an important growth market.

The technology behind the experience is equally important. Félix Pago uses USDC stablecoins through Circle and Bridge to move value between the U.S. and local markets, with recipients ultimately receiving local currency. For customers, however, the complexity of the underlying infrastructure largely disappears behind a familiar messaging interface.

The Bigger Opportunity Is the Customer Relationship

The most important part of this funding may be what Félix Pago does after the transfer is complete.

The company plans to use the new equity capital to expand into additional markets and develop AI-powered products for Hispanic immigrants. Reported plans include short-term “Send Now Pay Later” loans, high-yield savings accounts and an AI financial assistant.

That changes the economics of the business. Remittances can provide a high-frequency entry point into a financial relationship, but the larger opportunity is to build additional products around the same customer. If Félix Pago can turn a transaction used to send money home into an ongoing relationship covering savings, credit and financial guidance, it moves from being a remittance provider toward becoming a digital banking platform.

AI Is the Interface, Not the Product

Félix Pago’s approach also highlights an important shift in how financial services can be delivered. The chatbot is not simply an AI feature added to a traditional banking interface. WhatsApp is effectively becoming the interface through which customers access financial services.

That matters particularly for underserved customers who may find conventional banking applications, forms and processes unfamiliar or difficult to navigate. The product removes much of that friction while keeping the underlying financial infrastructure largely invisible.

For Félix Pago, the challenge now is to extend that simplicity beyond remittances without making the product more complicated as more financial services are added.

A Large and Growing Market

The opportunity behind the strategy is substantial. The FDIC reported that 9.5% of Hispanic households in the U.S. were unbanked in 2023, compared with 1.9% of white households. At the same time, remittances to Latin America and the Caribbean reached a record $173.7 billion in 2025.

Félix Pago has already established a significant position within that ecosystem. Its previous funding included a $75 million Series B in April 2025, following a $15.5 million Series A and a $2.8 million seed round.

The new $200 million round therefore represents more than another step in the company’s fundraising history. It gives Félix Pago the capital to test whether a product built around one of the most frequent financial needs of immigrant households can expand into a much broader banking relationship.

Key takeaways for fintech startups

The Félix Pago story offers several lessons for fintechs looking to build beyond a single financial product:

• Start with a frequent financial need: Remittances gave Félix Pago a recurring use case and a large customer base from which to expand.
  
  
• Make complexity invisible: Stablecoins and financial infrastructure can sit behind a familiar interface rather than becoming something customers need to understand.
  
  
• Think beyond the first transaction: The biggest opportunity may come from expanding an existing customer relationship into savings, credit and other services.
  
  
• AI can become the interface: For some customer segments, conversational financial services may remove more friction than simply adding AI features to an existing banking app.
  
  
• Design around underserved customers: Building specifically for a customer group overlooked by traditional providers can create both a strong product proposition and a large market opportunity.

For fintechs looking to turn a focused product into a broader financial platform, Félix Pago shows how customer experience, infrastructure and AI can come together to create a much bigger opportunity. If you are working on a similar growth challenge, Contact us.

Brazilian fintech Bull has raised R$20 million, roughly $3.9 million, in a seed round led by Maya and Caravela, with participation from Canary.

What makes the round interesting is not just the funding itself. Bull is raising before it needs the money, using fresh capital to accelerate AI, data infrastructure and cybersecurity rather than waiting for growth to create a cash bottleneck.

Raising Before the Cash Runs Out

The new round comes less than a year after Bull raised R$10 million in pre-seed funding from Canary in October 2025. According to COO José Pires Neto, the company still has much of that capital available, but doesn’t want to wait until its cash position becomes a constraint before raising again.

For an early-stage fintech, that is a deliberate approach to capital management. Instead of treating fundraising as a response to financial pressure, Bull is using it as a tool to accelerate a growth plan that is already underway.

Building the Infrastructure for Credit

Bull operates a credit-as-a-service platform that allows businesses to launch and manage their own credit products. The company started with private payroll-deducted credit, but its infrastructure was designed to support multiple products as it scales.

Bull now serves more than 20 medium and large businesses and is targeting R$1 billion in credit operations by the end of 2026. The next challenge is therefore less about proving the initial product and more about building the technology, data and risk infrastructure required to support a broader credit business.

Putting AI Into the Core

A significant portion of the new funding will go toward artificial intelligence, data infrastructure and cybersecurity. Bull plans to integrate AI directly into the core of its platform while adding a cybersecurity intelligence layer.

For a credit infrastructure provider, that can affect much more than internal efficiency. Better data and AI can improve credit decisioning, risk assessment, fraud detection and portfolio management, allowing the platform to become more intelligent as it processes more credit.

Experience Behind the Expansion

Bull was founded in 2025 by Juliana Freitas and José Pires Neto, who previously led FortBrasil. That business grew to more than 2 million customers and originated R$20 billion in credit before being acquired by DM in 2023.

That experience gives Bull a different starting point from many young fintechs. The founders have already operated at significant scale in credit and are now applying that experience to a platform designed to let other businesses launch and operate credit products.

Key takeaways for fintech startups

• Raise before the bottleneck: Bull is using capital to accelerate growth instead of waiting until cash becomes a constraint.
  
  
• Build beyond the first product: Credit infrastructure becomes more valuable when the same technology can support multiple products and use cases.
  
  
• Make AI operational: AI can influence risk, security and decisioning when it is embedded into the underlying credit infrastructure.
  
  
• Use experience as an advantage: Founders with deep domain experience can move faster when building the infrastructure behind a complex financial product.

Bull’s strategy is straightforward: build the infrastructure, make it intelligent, and scale before capital becomes the constraint.

If you’re building the next generation of fintech infrastructure and need help turning that vision into a growth strategy, Contact us⁠.

Corgi has raised another $106 million, taking its valuation to $2.6 billion just three weeks after announcing a $160 million round at $1.3 billion.

That is more than a funding milestone. It is a sign of how quickly investors are betting on the modernization of commercial insurance infrastructure.

From $1.3B to $2.6B in Three Weeks

The Series B1 was led by TCV, with participation from Prime Capital, Zone 2 Ventures, Oliver Jung, Leblon Capital, Kindred Ventures and other investors.

The timing is what makes the raise particularly notable.

On May 6, Corgi announced $160 million at a $1.3 billion valuation. Just 21 days later, the company has effectively doubled its valuation through a new $106 million financing.

Combined with its previously announced $108 million Series A, Corgi has now raised $378 million.

And according to founder and CEO Nico Laqua, the company was already profitable last month.

Why Investors Are Moving So Quickly

Commercial insurance remains heavily dependent on manual processes, fragmented systems and legacy infrastructure.

Corgi is taking a full-stack approach, combining underwriting, claims handling and embedded insurance into a single platform designed for modern businesses.

The company initially focused on startups, founder-led companies and other businesses underserved by traditional commercial insurance providers.

Now, the new funding gives Corgi room to expand into additional verticals, including trucking, small business and sports.

That expansion could be more significant than the funding headline itself.

If Corgi can replicate its model across multiple commercial insurance categories, it is positioning itself not simply as an insurance provider, but as infrastructure for how commercial coverage is bought, underwritten and managed.

The Bigger Fintech Signal

Corgi’s rapid valuation increase highlights a broader shift happening across financial services.

Investors are increasingly looking beyond consumer fintech apps and toward companies rebuilding the infrastructure underneath financial products.

Insurance is a particularly large opportunity because so much of its underlying workflow still depends on systems and processes designed for a very different era.

Corgi is betting that modern distribution, technology-driven underwriting and integrated claims infrastructure can turn that complexity into a scalable platform.

The speed of its latest financing suggests investors are willing to pay aggressively for companies that can prove they are solving that infrastructure problem.

Key takeaways for fintech startups

• Infrastructure can command major valuations: Investors are increasingly backing the technology underneath financial services, not just the customer-facing product.
  
  
• Speed matters: Corgi went from a $1.3B to $2.6B valuation in just three weeks, showing how quickly investor conviction can compound when growth is strong.
  
  
• Vertical expansion creates leverage: Building infrastructure that can move across insurance categories can turn a niche product into a much larger platform.
  
  
• Profitability changes the funding story: Raising large rounds while already profitable gives a company significantly more control over how it deploys capital.

For fintech founders, Corgi is a useful reminder: the biggest opportunity may not be disrupting the financial product itself, but rebuilding the infrastructure that makes it possible.

If you’re building a fintech infrastructure company and looking for help with growth strategy, positioning or go-to-market, Contact us⁠.

Fasset has raised $68 million in Series C funding at a $1 billion valuation, making the stablecoin-focused fintech one of the latest companies to enter the global fintech unicorn club.

The round was led by SBI Group, with participation from existing investor Speedinvest. It follows Fasset’s $51 million Series B in May, bringing its total funding raised in 2026 to $119 million.

From stablecoin platform to financial infrastructure

Founded in 2019, Fasset is building a financial platform that lets individuals, businesses and institutions receive, hold, move, spend and invest across currencies, markets and asset classes.

Underneath it sits Own Network, Fasset’s regulated financial infrastructure connecting banks, payment providers, liquidity providers, custody partners and settlement networks across more than 100 banking corridors.

The company says it now processes more than $40 billion in annualized transaction volume, serving 3 million+ wallets and more than 1,000 enterprises across 125 countries.

Why SBI’s investment matters

The most interesting part of this raise isn’t just the $1 billion valuation.

It’s who led it.

SBI Group is one of Japan’s major financial groups, spanning banking, securities, asset management, private equity and digital assets. Its investments include companies such as Ripple, Circle and Morpho.

For Fasset, the relationship potentially provides access to something that can be more valuable than capital: an established financial ecosystem across Asia and international markets.

SBI has already partnered with Fasset through SBI Remit, which provides access to a network supporting bank-account remittances to approximately 200 countries.

The investment therefore fits directly into Fasset’s ambition to build cross-border financial infrastructure rather than simply another fintech application.

Stablecoins become the infrastructure

Fasset is increasingly positioning stablecoins as something that sits underneath the financial experience rather than something customers necessarily need to interact with directly.

Parts of Own Network use stablecoins for settlement between markets where appropriate, while customers interact with financial accounts and products.

The company is also applying AI to determine how transactions should move across payment rails, currencies, liquidity providers and settlement methods based on factors such as cost, speed and availability.

The Series C will accelerate this work, particularly across stablecoin settlement, corridor banking and tokenized assets.

The bigger bet: any-to-any banking

Fasset’s long-term thesis is what CEO Mohammad Raafi Hossain describes as “any-to-any banking”: any person to any person, any asset to any asset and any rail to any rail.

That is a much bigger proposition than building another stablecoin wallet.

The company is betting that financial access should become increasingly independent of geography, with regulated local infrastructure connected to global assets and settlement networks through a single platform.

Whether that becomes the next layer of global banking remains to be seen. But with $40 billion in annualized volume, 125 countries and now a $1 billion valuation, Fasset is no longer making that bet from the sidelines.

Key takeaways for fintech startups

• Strategic capital can matter more than capital alone. SBI gives Fasset access to a major financial ecosystem alongside its investment.
  
  
• Infrastructure is becoming the bigger stablecoin opportunity. The value may increasingly sit in settlement and connectivity rather than consumer-facing wallets.
  
  
• AI is moving deeper into fintech infrastructure. Fasset is using it to optimize routing across rails, currencies and liquidity providers.
  
  
• Cross-border complexity creates opportunities. Connecting fragmented local financial systems remains one of fintech’s biggest infrastructure challenges.

Fasset’s latest raise shows where stablecoin fintech may be heading next: away from being a new financial product and toward becoming invisible infrastructure for moving money globally.

If you’re building in fintech and want to explore where opportunities like this could fit into your strategy, Contact us⁠.

Dutch fintech Neno has raised €6.6 million in seed funding to build an AI-native financial services platform for small and medium-sized businesses across Europe. The round was led by AlleyCorp, with participation from Motive Partners, Firstminute Capital, and angel investors from companies including Juni, Mollie, Deel, PayPal, Miro, Coinbase, and Hugging Face.

The company is targeting a European accounting, tax, and professional services market that it estimates is worth more than €200 billion, while focusing on SMEs that remain dependent on fragmented financial software and traditional accounting services.

Rebuilding the SME Finance Stack

Neno combines banking, cards, bill payments, bookkeeping, tax, and payroll into a single financial workspace built around what it calls an agentic general ledger.

The system brings transactional data into one place and uses AI to automate tasks such as reconciliation and tax categorisation, with Neno’s accountants reviewing the output before it is finalised.

According to the company, its technology has made reconciliation and VAT preparation five times faster for its accountants, while customers save an average of eight hours of administration each month and 20% on annualised accounting fees.

From AI Assistants to Ambient Finance

Neno is also using the funding to develop what it calls Ambient AI, a step beyond AI systems that simply respond to instructions.

The concept is for the system to continuously monitor a company’s finances and act within predefined limits, surfacing decisions to humans only when judgment is required. That could mean updating cash-flow forecasts when a major invoice arrives or paying routine bills automatically within agreed thresholds.

Scaling the Accountant

Neno says the goal is not to replace accountants, but to increase their capacity. Its model aims to allow a single accountant to manage hundreds of customers rather than the roughly 30-client capacity it associates with traditional accounting models.

Since launching in Q1, the company says revenue has been growing 60% month-on-month, with more than 70% of new business coming through referrals.

Key takeaways for fintech startups

Neno’s funding highlights how AI could reshape financial services beyond traditional software automation. Key lessons include:

• AI-native financial products can combine software with professional services.
  
  
• Automation becomes more valuable when it increases human capacity rather than simply removing tasks.
  
  
• Owning the underlying financial data can create a stronger foundation for AI-powered services.

As European SMEs continue to navigate fragmented financial systems, Neno is betting that AI can turn accounting from a retrospective service into an always-on financial layer. Contact us to explore how Your Fintech Story can support your fintech strategy and growth.

Pouchers has raised $500,000 in pre-seed funding and officially exited beta, marking an important step for the fintech as it prepares to build beyond its early product. But while the funding makes for the headline, the company’s own account of the journey points to a less visible challenge: turning an early-stage product into something users can consistently trust.

The road to the raise involved late-night engineering sessions, product testing, customer conversations, and constant iteration as the team worked through problems that do not appear in a funding announcement.

Building Is Only Half the Job

Getting the product ready is one challenge. Getting people to understand it, use it, and keep coming back is another.

Pouchers is now focusing on areas including onboarding, activation, product adoption, and user communication. As the product evolves, the team also has to make sure new features are understandable to new users while existing customers can make the most of them.

That creates a continuous feedback loop between the people building the product and the people using it.

When Everyone Owns the Problem

Pouchers also highlights how responsibilities can quickly overlap inside an early-stage fintech. Engineering issues can become customer experience problems, support can uncover product weaknesses, and growth teams can identify friction that requires changes elsewhere.

The company describes this shared ownership as an important part of how it operates. When something affects customers, the question is often less about whose responsibility it is and more about getting it resolved.

Key takeaways for fintech startups

Pouchers’ milestone offers a reminder that early fintech growth is about more than securing capital. Key lessons include:

• Exiting beta is the start of a new phase of product development.
  
  
• Customer support can provide critical insight into product weaknesses.
  
  
• Early teams often need to work across traditional functional boundaries.
  
  
• Trust becomes especially important when a fintech handles customers’ money.

The $500,000 gives Pouchers more room to build, but the bigger challenge is turning that early momentum into a product that can scale. Contact us to explore how Your Fintech Story can support your fintech strategy and growth.

Indian fintech Navi has secured a $100 million investment from Dutch investment group Prosus, marking the company’s first institutional funding since it was founded in 2018. The deal reportedly values Navi at around $1.3 billion and comes as the company is reportedly preparing for a potential IPO in India.

Founded by Flipkart co-founder Sachin Bansal, Navi operates across digital payments, lending, mutual funds, and insurance. The new investment gives the company institutional backing for the first time while putting its scale and profitability under greater scrutiny ahead of a possible public listing.

A Fintech Built Across Multiple Financial Products

Navi has grown into India’s fourth-largest UPI app, according to Prosus, processing around $5.05 billion across 947 million transactions in July 2026.

Its lending business also held approximately $1.4 billion in assets under management during FY26. The group reported consolidated profitability in the fourth quarter, although its full-year net loss reportedly widened to around $48.6 million on revenue of approximately $323.3 million.

The IPO Question

The Prosus investment arrives at an interesting point in Navi’s growth story. Reports indicate the company could seek to raise around $314 million through a future IPO, potentially targeting a valuation of up to $2 billion.

The reported $1.3 billion valuation attached to the Prosus investment is therefore notable, although Navi has not publicly confirmed the valuation or its IPO plans.

For Prosus, the investment also brings a familiar connection. The firm’s parent company, Naspers, was an early investor in Flipkart, where Bansal was a co-founder.

Key takeaways for fintech startups

Navi’s latest investment highlights the transition from founder-funded fintech to institutional scale. Key lessons include:

• Multi-product platforms can create significant transaction and customer scale.
  
  
• Institutional funding can provide validation before a potential public-market transition.
  
  
• Growth, profitability, and valuation become increasingly important as fintechs approach an IPO.

For fintechs moving toward institutional scale, the challenge is no longer simply proving demand, but demonstrating that growth can translate into a sustainable financial business. Contact us to explore how Your Fintech Story can support your fintech strategy and growth.

Canadian payments fintech Helcim has raised $53 million in Series C funding as it looks to expand its payments infrastructure and build a broader financial platform for small and medium-sized businesses. The round was led by BDC Capital’s Growth Venture Fund, with new investment from Curql Collective and Gold House Ventures alongside continued support from existing investors.

The raise comes as Helcim reaches more than 22,000 active merchants, surpasses $150 million in annual revenue, and expects to process nearly $10 billion in payments this year.

Building an Alternative to Captive Payments

A central focus of Helcim’s expansion is its “Helcim Everywhere” strategy, which aims to make its payment services available directly within the software and workflows merchants already use.

Its Payment Extension allows businesses to keep their existing business software while processing payments through Helcim. The model is designed to give merchants more choice over their payment provider instead of being tied to the processor built into their software.

Helcim says it is continuing to add integrations while maintaining its focus on transparent, volume-based pricing.

From Payment Processor to Financial Partner

The new funding will also support further development of Helcim’s point-of-sale, invoicing, online checkout, and hardware products. Beyond accepting payments, the company is exploring additional ways to help merchants get paid, pay vendors, and manage everyday business finances.

This reflects a broader shift in fintech, where payment providers are increasingly expanding into the wider financial workflows surrounding transactions.

Key takeaways for fintech startups

Helcim’s Series C highlights how payment companies can differentiate through control and flexibility. Key lessons include:

• Giving merchants choice can become a competitive advantage in payments.
  
  
• Embedded payments can expand a processor’s reach without forcing customers to change their existing software.
  
  
• Payment infrastructure can provide a foundation for broader financial services.

As merchants increasingly expect payments to work seamlessly across their existing tools, fintechs have an opportunity to build beyond the transaction itself. Contact us to explore how Your Fintech Story can support your fintech strategy and growth.

Mumbai-based fintech Rezolv has raised $12.5 million in Series A funding to expand its AI-powered debt resolution platform for banks and non-bank financial companies. The round included Vertex Ventures and 3one4 Capital.

Founded by Karan Mehta and Sonali Jindal, former co-founders of Kissht, Rezolv plans to use the funding to strengthen its AI capabilities across sales, risk assessment, underwriting, and collections while expanding its automation platform for lenders.

Moving AI in Collections From Adoption to Outcomes

Rezolv is focused on a specific challenge for lenders: improving debt collection while making the process more efficient and compliant. Its platform combines generative AI, analytics, and workflow automation to support collection operations and borrower engagement.

The company argues that the bigger challenge for businesses is no longer deciding whether to adopt AI, but measuring what that adoption actually delivers. Rezolv is therefore positioning its technology around measurable outcomes such as recovery rates, operating costs, productivity, and workforce optimisation.

Building an End-to-End Platform for Lenders

Rezolv launched its platform in October 2024 and secured its first NBFC customers in January 2025. The company is now expanding its capabilities beyond collections to cover additional stages of the lending lifecycle.

The latest investment gives Rezolv capital to deepen its AI capabilities while developing a broader automation platform for lenders. Its focus on measurable financial outcomes could become particularly relevant as financial institutions increasingly look beyond AI experimentation toward technologies that can demonstrate a direct operational impact.

Key takeaways for fintech startups

Rezolv’s Series A highlights a shift in how financial institutions evaluate AI investments. Key lessons include:

• AI products need to demonstrate measurable business outcomes.
  
  
• Vertical-specific automation can address complex operational challenges more effectively.
  
  
• Expanding across the financial lifecycle can create opportunities beyond a single use case.

As financial institutions move from AI experimentation toward measurable implementation, fintechs need to connect technology directly to business value. Contact us to explore how Your Fintech Story can support your fintech strategy and growth.